Bridging the Gap

The good, the bad and how to pay it off.

Taking the mystery out of bonds.

Money management is about more than just making ends meet.

Why do I have a tax bill for my investment even when the value has dropped?

Are you, or do you expect to be, an executor of an estate?

It’s been a tough couple of years for bond investors. Central bank’s near-zero interest rate policies have switched to rapid interest rate increases. Which has led to material declines in the bond portion of most portfolios.

Since the beginning of the year, Canadian and U.S. economic data has pointed to stubborn inflation resulting in market pricing in more interest rate hikes than expected.

Good money management is about more than making ends meet. Prices for goods and services are on the rise and you may find that your paycheque doesn’t stretch as far as it used to.

The first quarter (Q1) of 2023 was a rollercoaster ride for investors. Market volatility unfolded following U.S. and European banking turmoil, and interest rates and inflation climbed—evoking investor fears about financial stability.

2022 was a tumultuous year for investors, to say the least. Markets around the world were affected by high inflation, rising interest rates, and concerns about slowing economic growth in 2023.

[Manulife Investment Management] Inflation is showing signs of moderating, and if history is any indication, that could be a tailwind for equities. We’ve also got eyes on the timeline for a reopening in China, and on Americans’ excess savings, which aren’t excess for everyone...

Planning for a lengthy, healthy and financially secure future should be a lifelong process.  Solutions For Financial Planning, Winter 2022*